Are Braces Covered By Dental insurance Canada?
Keeping our teeth in good condition plays a crucial role in maintaining our overall health, but without proper coverage, getting different dental procedures and treatments done can prove to be costly.
And in a country where oral and dental care is often excluded from public health plans, taking out dental insurance can reap benefits.
- Through third-party insurance or coverage that you get from your employer
- Through private dental insurance or coverage that you have taken out on your own
- By paying for treatments and services directly out of pocket
- Through government-subsidized programs, if you meet eligibility requirements
The reason is that general oral and dental health care is not covered under the Canada Health Act (CHA).
- Cleaning or scaling
- Dental examinations and diagnosis
- Simple extractions
- Other laboratory tests
More extensive plans also cover restorative dental treatments such as:
- Endodontics (dental pulp)
- Oral surgery
- Periodontics (gums)
- Root canal
Most comprehensive dental insurance plans also cover orthodontic procedures, which include braces and other corrective dental treatments. But just like many restorative services, copayments for orthodontic procedures follows a 50:50 model, meaning you will need to pay for half of the bill.
Getting braces in Canada can be expensive as well. This is often the main reason why many Canadians are hesitant to get them even if the need arises. The cost primarily depends on the kind of braces you choose, with the average price ranging between $3,000 and $10,000. The table below details how much the different types of braces can cost you.